|| First Time Home Buyers ||

Are you looking to buy your first home this year? Here are a few simple, yet helpful tips for you along the way!⁠ ⁠ 1. Save for a down payment and closing costs. Give me a shout if you need more specifics on either of these topics. ⁠ ⁠ 2. Reduce your debt. ⁠ ⁠ 3. Improve your credit score. ⁠ ⁠ 4. Get pre-approved by a lender.⁠ ⁠ 5. Decide where you want to live. ⁠ ⁠ 6. Make a realistic budget for living in the home you buy. ⁠ ⁠ 7. Stick to your budget. ⁠ ⁠ 8. Don't give up easily!⁠ ⁠ As always, please reach out with any and all questions! There is no question too big or small. ⁠

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|| Room Colour Psychology ||⁠

Your bedroom is your safe heaven, your escape, your oasis. So make sure you have it decorated the way you want, and that includes, your walls! Paint can make or break a room, so make sure your bedroom colours match the mood you're trying to set. ⁠ ⁠ A neutral paint palette is always safe, because it is so easy to change your accent colours. If your mood is always changing, I definitely recommend going this route. ⁠ If you love bold, red or yellow would be great colours for you, but using muted colours or an accent wall instead of entirely red room would be your best bet. Bold can very quickly start taking over your room. ⁠ If you're like me, and you want a relaxing room, you'll want to opt for soft, soothing colours. A few that come to…

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|| Downsizing ||⁠

Here are some tips if you are downsizing! ⁠ Take photos of your home before you downsize. Not only can it be fun to look back at your old place after you move it can also be a tool to help you select what to take with you. ⁠ Keep things you want, use, need, or like to look at. You want to identify the things that make your house a home.⁠ Finally, don’t over-save for the next generation because chances are they would rather collect experiences than stuff.

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|| Buying 101 – Costs to consider ||⁠

Buying a home can be super exciting, but its important to stay level headed and not get sucked into something you cant afford, here are a few costs to consider when buying a home.⁠ . ⁠ - Mortgage payments⁠ - Private Mortgage Insurance (If your down payment is less than 20 percent of the home's price, you usually are required by the lender to take out a private mortgage insurance policy.)⁠ - Property taxes.⁠ - Utilities. (Once you find the right house, ask the seller for a record of a year's worth of utility bills.)⁠ -Maintenance. (When you own a home, there's no landlord to call if it needs repairs.)⁠ .⁠ If you’re looking to buy and need some guidance, lets talk!⁠ Shay Tanton | 403.993.5882⁠

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|| Summer Maintenance Tips ||

Now that summer's here, you'll want to prepare your home and yard for the summer heat. Here are a few ideas to get you started! Inspect air-conditioners. If you haven't already, prep air conditioners and fans for their busiest season Clean your outdoor cooker. Give your grill a deep cleaning Polish your porch. Thoroughly sweep porch floors; then mop them with an all-purpose cleaner Wash your windows. If you didn't tackle exterior window washing in the spring, now's the time to get your glass clean. Plan your watering schedule. Train your garden to endure dry days by watering deeply a couple times a week, instead of watering lightly daily. Got any other good tips? Reach out, let me know, and I'll make sure to add them to the list!

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Motivation

Motivational Quote

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Finding a New Home When You're Busy! Busy! Busy!

Imagine you have a major project at work, you have to deal with home schooling and you still need to deal with groceries, laundry and dinner. Whoa! That's a busy life.

Can you still find and buy a new home with such a tight schedule? The good news is, you can. In fact, there's plenty you can do to save time.

 Consider these tips:

• Get specific about the home you want to buy. Think about property type (for example, "two story, detached"), number of bedrooms and bathrooms, special features, etc.
• Target areas you'd like to live in. That will avoid trips to see listings in areas that aren't a good fit for you.
• Get the financing arranged. You'll be able to shop for a new home with more confidence when you have a pre-arranged mortgage. It…

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The 3 Most Important thing to consider When Buying a Home

They say the three most important considerations when buying real estate is location, location, location. But what does that mean? How do you break that down? I mean, it sounds cool but how does anyone apply it in a useful way to navigate the biggest purchase of their life? Recently I took the time to break it down and map it out in a useful way to the average buyer. I drew on the years of experience I had helping people buy homes in the new home industry where, as a sales professional I had little control over the physical location. I was in one community sometimes having inventory on only one street. I also spoke with people in my own circle about how they found their perfect home. What mattered to them and how did that fit the paradigm of…

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Tips for Saving for your New Home

Buying a new home takes some planning and some strategic saving; but, with a little forethought coupled with action, you can make home buying a reality.

Be aware that you will need at least a 20% down payment of the purchase price of the house to avoid having to use Canadian Mortgage and Housing Corporation (CMHC) for default insurance. However, using default insurance through CMHC allows you to place a down payment of only 5% of the purchase price of the home. Keep in mind that you will pay more on your mortgage by obtaining default insurance. Below are some tips to help you save money for a down payment on a house:

Take a look at your monthly expenses. Determine what you can realistically afford to put away per month. Once you have determined…

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How to Get Front-of-the-Line Access to Desirable Homes for Sale

As you've probably noticed, credit card companies regularly offer bonuses to get you to apply for their cards. For example, one such card company offers opportunities to buy tickets to concerts and other events ahead of everyone else. It's their "front of the line" service.

When you’re searching for a new home, wouldn't it be great if you could get to the front of the line on desirable properties – before other buyers get the chance?

Well, in a way, you can.

The first thing you need to do is create a profile for the specific type of home you're looking to buy. That profile will need to include the basics, such as type of home (e.g. detached), size and rooms (e.g. 2000-2,500 sq. ft., 3 bedrooms, 2 baths), and your target…

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